A crossed check in Cameroon is a type of check marked with two parallel lines that indicates it must be deposited directly into a bank account and cannot be cashed immediately.
The drawer or holder of a check may cross it with the effects indicated in the following article:
Crossing is effected by means of two parallel lines placed on the front. It is general if it bears no designation between the two lines or the word "banker" or an equivalent term; it is special if the name of an institution authorized to accept checks is written between the two lines.
A general crossing may be changed to a special crossing, but a special crossing may not be changed to a general crossing.
Crossing out the crossing or the name of the designated institution is deemed invalid.
A check with a general crossing may only be paid by the drawee to an institution authorized to accept checks or to a customer of the drawee.
A check with a special crossing may only be paid by the drawee to the designated institution or, if the drawee is the institution, to its customer.
However, the designated bank may use another institution authorized to accept checks for collection.
An institution authorized to accept checks may only acquire a crossed check from one of its clients or another authorized institution. It may not collect it on behalf of anyone other than those clients.
A check bearing multiple special crossings may only be paid by the drawee if there are two crossings, one of which is for collection by a clearing house.
An institution authorized to accept checks may only acquire a crossed check from one of its clients or another authorized institution. It may not collect it on behalf of anyone other than those clients.
A check bearing multiple special crossings may only be paid by the drawee if there are two crossings, one of which is for collection by a clearing house.
The drawee who fails to comply with the above provisions is liable for damages up to the amount of the check.
Checks issued abroad and payable in a CEMAC country are treated as crossed checks.